气候变化领域集成服务门户(CCPortal): Reducing social vulnerability to climate change: the role of microfinance organisations

CCPortal

DOI	10.1080/14693062.2024.2305762
	Reducing social vulnerability to climate change: the role of microfinance organisations
	Nuruzzaman, A. K. M.; Graham, Sonia; Barnett, Jon
发表日期	2024
ISSN	1469-3062
EISSN	1752-7457
英文摘要	In theory, the work of microfinance organisations (MFOs) should help to reduce social vulnerability to climate change, and there is growing interest in using microfinance for this purpose. However, evidence of a relationship between MFOs and social vulnerability is limited and piecemeal, as is knowledge of which of their various services associate with the diverse dimensions of vulnerability. This paper investigates the role that MFOs play in reducing social vulnerability to climate change in Bangladesh, a country that has both a long history of microfinance services and many people who are acutely vulnerable to climate change. Quantitative and qualitative data were collected through interviews with 60 households across four villages in a disaster-prone coastal area in the south-west of Bangladesh. The results indicate that households who have engaged with at least one MFO have less social vulnerability than those who have not, and that the principal ways in which MFOs help reduce social vulnerability are through helping households to save regularly, providing vocational training, and facilitating participation in diverse social groups. Yet climate hazards can undermine these positive benefits, such as when cyclones damage infrastructure for which housholds still have outstanding loans. There are also households for whom accessing MFOs is difficult, such as those with very low levels of education or with chronic health issues. Such limitations need to be addressed if microfinance organisations are to provide more comprehensive and long-term reductions in social vulnerability to climate change.
英文关键词	Adaptation; adaptive capacity; Bangladesh; community-based adaptation; finance; sustainable livelihoods
语种	英语
WOS研究方向	Environmental Sciences & Ecology ; Public Administration
WOS类目	Environmental Studies ; Public Administration
WOS记录号	WOS:001145189000001
来源期刊	CLIMATE POLICY
文献类型	期刊论文
条目标识符	http://gcip.llas.ac.cn/handle/2XKMVOVA/307184
作者单位	University of Wollongong; University of Melbourne
推荐引用方式 GB/T 7714	Nuruzzaman, A. K. M.,Graham, Sonia,Barnett, Jon. Reducing social vulnerability to climate change: the role of microfinance organisations[J],2024.
APA	Nuruzzaman, A. K. M.,Graham, Sonia,&Barnett, Jon.(2024).Reducing social vulnerability to climate change: the role of microfinance organisations.CLIMATE POLICY.
MLA	Nuruzzaman, A. K. M.,et al."Reducing social vulnerability to climate change: the role of microfinance organisations".CLIMATE POLICY (2024).