气候变化领域集成服务门户(CCPortal): Impact of Climate Risk on Farmers' Income: The Moderating Role of Digital Inclusive Finance

CCPortal

DOI	10.15244/pjoes/175297
	Impact of Climate Risk on Farmers' Income: The Moderating Role of Digital Inclusive Finance
	Qin, Zhaohui; Fan, Zhennan; Andrianarimanana, Mihasina Harinaivo; Yu, Siming
发表日期	2024
ISSN	1230-1485
EISSN	2083-5906
起始页码	33
结束页码	3
卷号	33 期号:3
英文摘要	A relatively high share of small-scale farmers in China is living in a precarious environment that limits their productivity. Moreover, small-scale farmers are among the most vulnerable population characterized by the lack of capital, therefore, they face difficulties in coping with the negative effects of climate risk. A good financial system is among the numerous solutions to help farmers to be more resilient to external risks. However, the traditional financial system often excludes the most vulnerable population. Therefore, this study attempts to understand the relationship between climate risk, digital inclusive finance, and the income of the farmers. Specifically, we want to verify if digital inclusive finance mitigates the impact of climate risk, thus increasing the income of farmers. For that, we used panel data from 288 prefecture-level cities in China from 2011 to 2020. We found that climate risk decreases the income of farmers, and the magnitude of the effect of climate risk is higher for middle and low-income farmers, for cities with a relatively low level of agricultural insurance, and in the northern region. Thus, climate risk increases the income gap between farmers and between urban and rural areas. Moreover, we found that digital inclusive finance, the coverage breadth, usage depth, and digitalization level of digital finance mitigate the adverse effect of climate risk on the income of farmers. This paper provides new perspectives for policymakers to mitigate the effect of climate risk on the income of farmers, improve the ability of farmers to adapt to climate change and reduce the income gap between farmers and between urban-rural areas.
英文关键词	climate risk; income of farmers; agricultural insurance; digital inclusive finance; China
语种	英语
WOS研究方向	Environmental Sciences & Ecology
WOS类目	Environmental Sciences
WOS记录号	WOS:001187781200018
来源期刊	POLISH JOURNAL OF ENVIRONMENTAL STUDIES
文献类型	期刊论文
条目标识符	http://gcip.llas.ac.cn/handle/2XKMVOVA/300876
作者单位	China Three Gorges University; China Three Gorges University; China Three Gorges University
推荐引用方式 GB/T 7714	Qin, Zhaohui,Fan, Zhennan,Andrianarimanana, Mihasina Harinaivo,et al. Impact of Climate Risk on Farmers' Income: The Moderating Role of Digital Inclusive Finance[J],2024,33(3).
APA	Qin, Zhaohui,Fan, Zhennan,Andrianarimanana, Mihasina Harinaivo,&Yu, Siming.(2024).Impact of Climate Risk on Farmers' Income: The Moderating Role of Digital Inclusive Finance.POLISH JOURNAL OF ENVIRONMENTAL STUDIES,33(3).
MLA	Qin, Zhaohui,et al."Impact of Climate Risk on Farmers' Income: The Moderating Role of Digital Inclusive Finance".POLISH JOURNAL OF ENVIRONMENTAL STUDIES 33.3(2024).