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DOI | 10.1016/j.najef.2024.102086 |
The impact of climate change on credit risk of rural financial institutions: A threshold effect based on agricultural insurance | |
发表日期 | 2024 |
ISSN | 1062-9408 |
EISSN | 1879-0860 |
起始页码 | 71 |
卷号 | 71 |
英文摘要 | Climate change affects the stability of the rural financial system. This paper uses the multi-agent model to deduce the impact mechanism of climate change on the credit risk of rural financial institutions, and conducts a series of empirical tests. The results show that: (i) climate change has an adverse impact on the credit risk of rural financial institutions. (ii) agricultural insurance shows a threshold effect in the process of climate change affecting the credit risk of rural financial institutions. (iii) high-level agricultural insurance can mitigate the adverse impact of climate change on the credit risk of rural financial institutions. It reveals that the agricultural insurance is a crucial policy for taking precautions. |
英文关键词 | Rural financial institutions; Credit risk; Climate change; Agricultural insurance; Threshold effect |
语种 | 英语 |
WOS研究方向 | Business & Economics |
WOS类目 | Business, Finance ; Economics |
WOS记录号 | WOS:001175698900001 |
来源期刊 | NORTH AMERICAN JOURNAL OF ECONOMICS AND FINANCE |
文献类型 | 期刊论文 |
条目标识符 | http://gcip.llas.ac.cn/handle/2XKMVOVA/285572 |
作者单位 | Nanjing Agricultural University |
推荐引用方式 GB/T 7714 | . The impact of climate change on credit risk of rural financial institutions: A threshold effect based on agricultural insurance[J],2024,71. |
APA | (2024).The impact of climate change on credit risk of rural financial institutions: A threshold effect based on agricultural insurance.NORTH AMERICAN JOURNAL OF ECONOMICS AND FINANCE,71. |
MLA | "The impact of climate change on credit risk of rural financial institutions: A threshold effect based on agricultural insurance".NORTH AMERICAN JOURNAL OF ECONOMICS AND FINANCE 71(2024). |
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