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| DOI | 10.1016/j.enpol.2020.112025 |
| Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion | |
| Schleich J.; Faure C.; Meissner T. | |
| 发表日期 | 2021 |
| ISSN | 03014215 |
| 卷号 | 149 |
| 英文摘要 | Energy efficiency policies often involve low-interest loans for retrofit measures in private buildings; the main target of these loans are meant to be households with otherwise poor access to capital. However, such programs can only be successful if the targeted households also take up these loans. This paper studies the relation between access to capital and debt aversion and the adoption of retrofit measures in European Union countries, employing a demographically representative household survey including about 6600 homeowners in France, Germany, Italy, Poland, Romania, Spain, Sweden, and the United Kingdom. The findings suggest that debt aversion negatively affects the adoption of retrofit measures by homeowners. In particular, debt-averse homeowners with poor access to capital are less likely to have adopted retrofit measures than non-debt-averse homeowners with poor access to capital. The findings further provide evidence that low-interest loan programs should be targeted at younger homeowners with lower income and less formal education. © 2020 Elsevier Ltd |
| 关键词 | Debt aversionEconometricsEnergy efficiencyEnergy policySoft loans |
| 英文关键词 | Energy efficiency; Surveys; Energy efficiency policies; EU countries; European Union countries; Formal education; Household surveys; Low-interest loans; Romania; United kingdom; Retrofitting; accessibility; credit provision; debt; econometrics; energy efficiency; energy policy; European Union; household survey; lending behavior; policy analysis; policy implementation; residential energy; France; Germany; Italy; Poland [Central Europe]; Romania; Spain; Sweden; United Kingdom |
| 语种 | 英语 |
| 来源期刊 | Energy Policy
 |
| 文献类型 | 期刊论文 |
| 条目标识符 | http://gcip.llas.ac.cn/handle/2XKMVOVA/205333 |
| 作者单位 | Grenoble Ecole de Management, Grenoble, 38000, France; Fraunhofer Institute for Systems and Innovation Research, Karlsruhe, 76139, Germany; Maastricht University, Maastricht, 6211, LM, Netherlands |
| 推荐引用方式 GB/T 7714 | Schleich J.,Faure C.,Meissner T.. Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion[J],2021,149. |
| APA | Schleich J.,Faure C.,&Meissner T..(2021).Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion.Energy Policy,149. |
| MLA | Schleich J.,et al."Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion".Energy Policy 149(2021). |
| 条目包含的文件 | 条目无相关文件。 | |||||
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