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DOI10.1016/j.gloenvcha.2013.07.019
The role of social norms in climate adaptation: Mediating risk perception and flood insurance purchase
Lo A.Y.
发表日期2013
ISSN0959-3780
卷号23期号:5
英文摘要Flood insurance plays an important role in climate adaptation by recovering insured losses in the event of catastrophic flooding. Voluntary adoption of flood insurance has been seen as a function of risk perception that is shaped by social norms. This paper attempts to clarify the relationship between these factors. It is based on a household survey conducted in the eastern cities of Australia and involving a total of 501 randomly selected residents. Results of a path analysis show that the likelihood of having flood insurance cover was associated with perceived social norms, but not perceived flood risk. In addition, perceived norms and risk were statistically related to each other. It is concluded that social norms played a mediating role between insuring decision and risk perception. Risk perception might influence the insuring decision indirectly through shaping perception of social norms. This implies that adaptive behaviour is not necessarily a function of risk perception, but an outcome of its impacts upon the ways in which the individuals situate themselves in their social circles or the society. There is a feedback process in which individual perceptions of risk manifest as both a cause and effect, shaping and being shaped by the socio-cultural context. © 2013 Elsevier Ltd.
英文关键词Climate adaptation; Flood insurance; Natural hazards; Risk perception; Social amplification of risk; Social norms
学科领域adaptive management; catastrophic event; decision making; environmental planning; feedback mechanism; flood control; flooding; household survey; insurance system; resident population; risk perception; Australia
语种英语
scopus关键词adaptive management; catastrophic event; decision making; environmental planning; feedback mechanism; flood control; flooding; household survey; insurance system; resident population; risk perception; Australia
来源期刊Global Environmental Change
文献类型期刊论文
条目标识符http://gcip.llas.ac.cn/handle/2XKMVOVA/117888
作者单位Griffith School of Environment, Griffith University, Gold Coast, QLD 4222, Australia
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GB/T 7714
Lo A.Y.. The role of social norms in climate adaptation: Mediating risk perception and flood insurance purchase[J],2013,23(5).
APA Lo A.Y..(2013).The role of social norms in climate adaptation: Mediating risk perception and flood insurance purchase.Global Environmental Change,23(5).
MLA Lo A.Y.."The role of social norms in climate adaptation: Mediating risk perception and flood insurance purchase".Global Environmental Change 23.5(2013).
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